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Klutch Debit CardKlutch Credit Card

What are Klutch MiniApps?

MiniApps are like apps to power your Klutch credit card. These can be installed on your account and run every time you use your Klutch card, ultimately making your card smarter every day. MiniApps let you automate your finances like tracking your spend, paying bills, set card controls, and more.  

Life is too busy to track and monitor yourself the way you want. Klutch is built to be flexible, yet powerful, as it works in the background. So go ahead and focus on the things you enjoy. Klutch has you covered.


Save Money

Earn up to 3% cashback with 100% control of where it goes, from a brokerage account to that favorite charity!


Save time

Customize your Alloy Card by choosing automations that free you up to focus on the things you love to do.


Save effort

Put the power of automation to work for you, achieving much more than any regular credit cards, hassle-free.

Introducing our
MiniApp marketplace

We’ve built the infrastructure, you got it from here. Any Klutch cardholder can build their own MiniApp for the Klutch marketplace. We started the process for you, check out all MiniApps built by the Klutch team. It’s all open sourced.

Start building today with the Klutch developer portal which provides self-service APIs, components and other tools.

These are just a few examples of potential MiniApps you can build.

Automate how you pay

Automate How You Pay

Automatically pay your bill on time, or by transaction, or when you are billed.

donate to your favorite charity

Donate to Your Favorite Charity

Automatically donate your cashback to your favorite charity whenever you want..

invest on your own terms

Invest on
Your Terms

Automatically send your cashback to your brokerage account or your Robo-Advisor at your convenience.

Klutch MiniApp: reduce your carbon footprint by buying carbon credits every time you purchase something

Reduce Your
Carbon Footprint

Automatically buy carbon credits every time you purchase something that emits CO2.

Klutch MiniApp: control when you spend. set times and days you card is active


Create virtual card numbers for each place you shop.

Klutch MiniApp: control where you spend using location controls

Control Where
You Spend

Set location controls to where your card can be used.

Klutch MiniApp: control how much you can spend per day per week per month

Control When
You Spend

Set the days and times your card is active.

Klutch MiniApp: control want you spend by store name or category

Control How Much
You Can Spend

Set how much you can spend per day, week, month.

Klutch MiniApp: lock your card easily via mobile app

Your Card

Quickly turn your card off if you misplace it or if you want to stop any purchases.

Klutch MiniApp: Block contactless purchases

Block Contactless Purchases

Turn off unauthorized contactless use of your card.

Klutch MiniApp: block swipes


Turn off swipes.

Klutch MiniApp: block suspicious purchases or purchases you are not present for

Block Suspicious Purchases

Block any purchase you are not present for.

Klutch MiniApp: friendly merchant names

Store Names

Every transaction is easily identifiable since Klutch provides  the real store name.

Klutch MiniApp: transaction breakdown by category from multi-category stores like Amazon

Breakdown by Category

Get purchases from multi-category stores (like Amazon) broken down in their real categories.

Klutch MiniApp: control how much you can spend per day per week per month

Export in

Export your transactions in real-time to your own spreadsheet.

Klutch MiniApp: vacation travel budget tracker in real-time

Vacation Budget Tracker

Easily understand in real-time how much you spend on any trip by category and place.

Developer Hub

Build your own rules.
Share them with the community.

While the team at Klutch is building exciting MiniApps that make our user’s financial life seamless, we invite you to join us in building new ones. Using our API, program your own MiniApp to solve a unique problem, and add it to our marketplace so all of our users can benefit from it too.

Developer Portal: Code your own MiniApp and submit it to be included on the Klutch app

How Does
Klutch Work?



Join our waitlist to get early access. You can sign up for the Klutch Debit card, Klutch Credit card or both!


your card

Once approved, you'll be able to start using your virtual cards while you're waiting for your physical copy to arrive.


Explore our

Explore our marketplace of MiniApps and choose the ones you want by installing them to your account.


Enjoy Your Card, by your own rules

Use your card at both physical and e-commerce stores, your installed MiniApps will run with each transaction, saving you time, money, and effort.

Credit Card

Launching Q2 2022

A premium credit card powered by MiniApps.

Join waitlistMeet the Klutch debit card benefits

Credit Card


Access to all MiniApps on Klutch marketplace

Physical and virtual cards

No Annual Fee

Access to code your own MiniApp

1% Cash Back

Klutch debit card benefits- no minimum ba

Cash Back

Keep your cash where you want

Klutch debit card benefits: no transfer fees


Transfer money between banks at no cost

Klutch debit card no minimum balance fees

No Annual Fee

We won’t charge you to hold this account

Klutch credit card

Credit Card

Expected Early 2022

A premium credit card powered by MiniApps.

All of the programmable MiniApps of the Klutch debit card plus the benefit of a credit card and a customizable rewards program.

Join waitlist
multiple card, total control. you can issue physical or virtual cards for members of the family

Multiple cards.
Total control.

With Klutch, you can issue cards for your entire family and remain in control of each card. All features can be stacked and set on both physical and virtual cards.