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The smart credit card

All the technology you have been wanting in a credit card plus the rewards

Klutch Credit CardKlutch Credit Card

What are Klutch MiniApps?

MiniApps are like apps to power your Klutch credit card. These can be installed on your account and run every time you use your Klutch card, ultimately making your card smarter every day. MiniApps let you automate your finances like tracking your spend, paying bills, set card controls, and more.  

Life is too busy to track and monitor yourself the way you want. Klutch is built to be flexible, yet powerful, as it works in the background. So go ahead and focus on the things you enjoy. Klutch has you covered.

01

Save Money

Earn up to 3% cashback with 100% control of where it goes, from a brokerage account to that favorite charity!

02

Save time

Customize your Alloy Card by choosing automations that free you up to focus on the things you love to do.

03

Save effort

Put the power of automation to work for you, achieving much more than any regular credit cards, hassle-free.

Virtual Cards for every need

Create new card numbers connected to your account for every category, every merchant.

Full control over your spending

Control where, when, and how much you can be charged .

Intregated with the rest of your life

Link your Klutch card with the other software in your life.

Virtual Cards for every need

Create new card numbers connected to your account for every category, every merchant.

Full control over your spending

Control where, when, and how much you can be charged.

Intregated with the rest of your life

Link your Klutch card with the other software in your life

Powerful tools that meet your needs

Access a rapidly growing ecosystem of powerful financial features you can’t find anywhere else, or build your own using the Klutch API.

Apply Now

How Does
Klutch Work?

01

Join
Klutch

Download our App to sign up for the  Klutch Credit card

02

Receive
your card

Once approved, you'll be able to start using your virtual cards while you're waiting for your physical copy to arrive.

03

Explore our
Marketplace

Explore our marketplace of MiniApps and choose the ones you want by installing them to your account.

04

Enjoy Your Card, by your own rules

Use your card at both physical and e-commerce stores, your installed MiniApps will run with each transaction, saving you time, money, and effort.

Join a community of builders

Flex your creativity and build solutions for your money alongside other devs. Head to the Klutch developer portal which provides self-service APIs, components and other tools.

Explore the Docs

function createCardAndAddRule() {
    
  var card = CardService.createCard({media: VIRTUAL});

  var transactionRule = TransactionService.createRule({
  	type: "SpendingOverPeriod",
    period: "Monthly",
    card: card,
    amount: 20,
    filters: [
    	{categoryIds: [4, 8, 20]},
      {merchantName: "My Store"},
      {weekDay: "WEDNESDAY"}]
  });
  
}

Benefits that don’t disappoint

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No Annual Fee

Up to 6% Cash Back *

Up to 18% APR

No foreign transactions fees

Flexible spending limit

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Zero Liability Protection
Mastercard Global Service
Mastercard ID Theft Protection

Have a feature in mind?

Share your idea with our community to see your MiniApp on the Klutch marketplace and upvote other ideas.

What developers are saying...

“I’ve been looking for something like Klutch for years, using hacky solutions to do in hours what I set up with Klutch in minutes. It’s really powerful, with granular control and customization I haven’t found anywhere else. I love that it just gets better over time.”
Tal G.
Founding Software Engineer
"I always had this problem splitting transactions with my roommate. The ability to use Klutch’s API and create my own miniapp solved that in a brilliant way. Every other product is slow and gets you 80% there. Klutch is a game changer."
Eric E.
Technical Lead, Engineering
Klutch is making me rethink how credit works. It puts more information and customization in my hands, and puts more in control of how my credit card . Even my spouse sometimes asks, can we put it on your special card?
Ben B.
Agile Product Manager
“I’ve been looking for something like Klutch for years, using hacky solutions to do in hours what I set up with Klutch in minutes. It’s really powerful, with granular control and customization I haven’t found anywhere else. I love that it just gets better over time.”
Tal G.
"I always had this problem splitting transactions with my roommate. The ability to use Klutch’s API and create my own miniapp solved that in a brilliant way. Every other product is slow and gets you 80% there. Klutch is a game changer."
Eric E.
Klutch is making me rethink how credit works. It puts more information and customization in my hands, and puts more in control of how my credit card . Even my spouse sometimes asks, can we put it on your special card?
Ben B.

Ready to get started?

Apply in less than 5 minutes